Insurance and wooden boats

Well, I was amazed at the lengths that an  insurance company will go to get out of paying up. I have a customer who had his boat sink (he left the bilge pumps off) and the boat was pumped out and saved with very little problem. I do have to replace about 2 ft. of planking because she rested on a steel cradle and was pinned under the dock in the boathouse hence, the leak.

The insurance company cashed the check for the premium and promptly discontinued coverage. They sent down a “surveyor” and in his “pre-determined or pre-instructed” wisdom, he managed to put the boat on a “black-list” and now the customer is having a hard time getting insurance.

The surveyor even thought that the boat was made of inferior exterior plywood. The boat was made by Chris Craft and made of fir, marine grade plywood. I guess the next step is to get her surveyed again by someone who knows what his is doing and then we can get this mess sorted out. The boat was put through a total and robust restoration and is better than new. I just cannot believe that someone who is supposed to know about boats would suggest that the boat was not even made of marine plywood. She is a lapstrake Corinthian Express cruiser.

I’ll be after this guy for a while and approach Hagerty insurance.

Outta  here for now

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